Once again, A.M. Best confirms an A- (Excellent) rating for our financial strength.

About Us

We are a pet-focused underwriter with deep insurance industry experience, offering a product with proven consumer appeal. Our policies feature shorter waiting periods and industry-leading, innovative pre-existing condition coverage after 12 months, as well as optional add-on policies (like Inherited and Congenital coverage) that can help meet any budget and pet’s needs.

About Us

What We Do

Individual Pet

Years of experience has taught us that customizing a policy is best to help protect a pet’s health and pet owner’s peace of mind.

Employer Group Pet

Unlike the other products currently on the market, our Group Pet Insurance represents the first true employer group product.

Brokers

We provide clear benefits for you with the first true group pet product that’s easy to quote, customizable, and ben-admin friendly.

White Label Partnerships

A dependable pet insurance product built and branded exclusively for your audience.

MGA Partnerships

Leverage our strong underwriting experience while you design and manage your unique pet insurance product.

Affinity Partners

A co-branded pet insurance product, because your members know you want what’s best for them.

Why Work With Us

Financial Strength

For nearly 20 years, we’ve helped protect customers facing unexpected medical bills. We are rated an A- (Excellent) by A.M. Best for financial stability and ability to meet policyholder obligations.

Technology Driven

Our cloud-based quoting, enrollment, and administrative platform makes it easy for producers to do business and help their clients make the best decisions.

Trusted Partner in Pet Insurance

We are a pet-focused underwriter with deep insurance industry expertise, offering products with broad appeal to consumers and groups (including employers, affinity associations, and unions) — including coverage of pre-existing conditions after 12 months.

A.M. Best affirmed the Financial Strength Rating (FSR) of A- (Excellent) and the Long-Term Issuer Credit Rating (Long-Term ICR) of “a-” (Excellent) of Independence American Insurance Company (IAIC)™ (Wilmington, DE). The ratings reflect IAIC’s balance sheet strength, which A.M. Best assesses as very strong, as well as its adequate operating performance, limited business profile, and appropriate enterprise risk management.

Click here to read the 2023 A.M. Best report.

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Contact Us

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